Jamuna Bank unveils Tk 800 crore bond offering with 12.65% return

Jamuna Bank PLC has announced that it will raise Tk 800 crore through the issuance of its fifth subordinated bond, offering investors a secure, long-term investment option with an attractive rate of return.

The seven-year bond will be redeemed in five equal annual instalments starting at the end of the third year, the bank said in a press release.

Structured in line with international standards and regulatory requirements, the bond carries a floating coupon rate.

As of November 2025, the annual return stands at 12.65 percent, making it more lucrative than many traditional fixed-income instruments such as government treasury bonds and fixed deposits.

The bank organised a launch event inaugurated by Md Belal Hossain, chairman of Jamuna Bank PLC.

"This subordinated bond not only enhances the bank's Tier-II capital but also offers investors an opportunity to diversify their portfolio with a low-risk, stable-income instrument. It reflects our focus on innovation, customer convenience and long-term financial stability," Hossain said.

Mirza Elias Uddin Ahmed, managing director and CEO of the bank, along with directors, divisional heads and branch managers, also attended the event.